The Real Cost of Down Payment Assistance in Arizona

Published on: 10/27/2026

Down payment assistance in Arizona is a second lien, not free money. HOME Plus is forgiven after 60 months, repaid on sale or refinance before then, and AzIDA says rates may be slightly higher. Blake's take. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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